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Self-directed Approved Retirement Fund

Self-direct your own pension portfolio

A QUINN-life Self-directed plan provides an alternative to the QUINN-life suite of Freeway Funds.

Self-directed pensions allow you to invest and manage your chosen portfolio of investments. This provides access to a range of asset types including equities, bonds and exchange traded funds. Self-directed pensions are suitable for those who want to build and self manage their own portfolio of pension assets.


Self-directed pension options

Personal Pension
A self-employed individual working in a trade or profession or an employee in non-pensionable employment.

Company / Executive Pension
A company setting up a pension for an employee or a director.

ARFs
At retirement there can be an option to invest all or part of your accumulated pension fund in an ARF. While invested, the fund can continue to grow tax-free. There is a facility to make regular withdrawals that are subject to relevant income tax.


Charges
Annual Administration Charge: 1.5% of assets under management
Annual Fixed Charge: €250
Trade Transaction Charge: 10 free trade transactions per policy year. €25 will apply to each additional transaction in that policy year.

Third Party Charges
Brokers Commission: 0.2% on value of buy and sell
Any third party stamp duty or levies applicable to the particular share trade are also chargeable to your portfolio. Third party charges may change but we will notify you in advance of any changes.

Minimum investment amounts

There is a minimum investment of €30,000 at the outset of the policy. Additional amounts can be added at anytime. The minimum investment per asset holding is €5,000.


Assets permitted

  • Listed equities quoted on a recognised stock exchange
  • Government Bonds and Corporate Bonds, with a minimum credit rating of A1 and quoted on a recognised stock exchange
  • Exchange Traded Funds quoted on a recognised stock exchange
  • Bank Deposits

Carrying out a trade transaction

You can e-mail, fax or post an instruction to carry out a transaction on your portfolio to:

QUINN-life direct Ltd
Customer Care,
Dublin Road,
Cavan,
Ireland

E-mail: info@quinn-life.com
Fax: 049 4360234

QUINN Insurance Limited and QUINN-life direct Limited are regulated by the Irish Financial Regulator.

QUINN-life direct Limited is a private company limited by shares. All Rights Reserved. Copyright Quinn Group

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